colby college student population 2019
Colby College has an endowment valued at nearly $870M, as of the end of the 2019 fiscal year. This collection of essays will interrogate the debate on healthcare, providing students with a wide-ranging look at the competing ideas, policies, and viewpoints that intersect on this important issue. In 2019, Colby, KS had a population of 5.47k people with a median age of 33.3 and a median household income of $56,358. Students at Colby often complained about the cliquish nature of many of their peers. We call ourselves Grinnellians. Davis H. Strabley. The independent analysis, which was conducted by leading Maine-based experts in measuring economic impacts, found that over the past five years Colby's operations, investments, and visitor and student spending supported nearly . In general, colleges and universities with the largest endowments per student -- money or assets under their control that fund operations -- tend to offer more financial aid to more students. In 2019, the undergraduate acceptance rate of Colby-Sawyer College was 89.6% (2,398 admissions from 2,676 applications). This chart shows the retention rate over time at Colby College (highlighted in red) compares to similar universities. RE/JS 181 Conceptions of Jews and Judaism A survey of the history of the Jewish people and the religion called Judaism from the biblical era through the Middle Ages, tracing the development of ideas, texts, beliefs, and practices that continue to influence Jewish life and thought today. Compared to similar schools in college rankings, the admission score of Colby College is average than the schools (average score is 1,414). The following table and chart illustrate the changes in student population by gender at Colby College since 2020. The 2020 tuition & fees is $59,430. Table Chart. At Colby College, total 2,000 are attending classes. Found inside – Page iOne of the most insightful books ever about “getting in” and what higher education has become, Who Gets In and Why not only provides an usually intimate look at how admissions decisions get made, but guides prospective students on how ... Colby College has a total enrollment of 2,003 (all undergraduate students) for academic year 2019-2020. 55.4% of these degrees were awarded to women, and 44.6% awarded men. By gender, there are 928 male and 1,075 female students at Colby College. Colby College Waterville, Maine May 16, 2020 . Receive updates on news, datasets, and features? Hall EL, Riggsbee K, Allison C, Hall BB, Hirsch JK, Colby S. Development and Validation of a Readiness to Change Tool for College Students. 4 years for a 4-year degree). College students often struggle to successfully adapt to life at college, oftentimes experiencing poor sleeping habits, academic struggles, low productivity, impaired social connectedness, and mental health issues and illness, to name a few (Colby et al., 2009; Hunt & Eisenberg, 2010; Jensen, 2003; Kessler et al., 1995). From 2010 - 2014, the number of students applying to Washington and Lee averaged 6,221, due in large part to interest and competition for the esteemed Johnson Scholarships.Over the past several years, changes in admissions practice, strategy, and efficiencies have netted fewer applicants while attracting a more diverse student body of equally exceptional academic . It has a total undergraduate enrollment of 2,155 (fall 2020), its setting is rural, and the campus size is 714 acres. On April 24, 2019, students presented their submissions to the public. Colby Racial/Ethnic Breakdown of . Found insideIntegrating environmental ethics with the latest work in political ecology, Peterson argues it is important to understand that the world is not made for us, and that coming to terms with this fact is a condition for survival in future human ... Found inside – Page 177Very important factors considered include: rigor of secondary school ... inst Louis AND RARELY PREFER Colby College:Bucknell University: Bates College, ... Students submitted written works of creative fiction and non-fiction, a policy brief, a children's book, and visual media. This is compared to a median of $4.89M (31.6%) for similar Baccalaureate Colleges. The most common jobs for people who hold a degree in one of the 5 most specialized majors at Colby College are Lawyers, & judges, magistrates, & other judicial workers (145,438 people), Other managers (136,512 people), Postsecondary teachers (136,507 people), Secondary school teachers (87,348 people), and Physicians (86,739 people). Harvard University is a higher education institution located in Middlesex County, MA. 25. Title: Colby-Sawyer Magazine ~ Spring 2019, Author: Colby-Sawyer College, Name: Colby-Sawyer Magazine ~ Spring 2019, Length: 60 pages, Page: 13, Published: 2019-07-10 Issuu Search and overview Colby Community College has a total enrollment of 1,410 (all undergraduate students) for academic year 2019-2020. In 2019, the undergraduate acceptance rate of Colby College was 9.67% (1,314 admissions from 13,584 applications). 21-Jun-2021. Colby College is a College or University of Average Popularity With Thai Students. NESCAC Releases Spring All-Academic Team, Colby Lands 83. Colby S. Promoting Wellness on College Campuses: Identifying and Addressing the Wellness Needs of College Students. Students enrolled at Colby College in full-time Undergraduate programs are most commonly White Female (31.6%), followed by White Male (28.9%) and Asian Female (5.34%). of Mercury and Arsenic as cures (BBC, 2019). All decisions, from Found insideWith this work, Colby has offered a guided tour to any educational leader focused on student mastery.” —David M. Richards, superintendent, Fraser Public Schools, Fraser, Michigan “Competency-Based Education offers an extensive and ... Found inside – Page 128200 Schools with Exceptional ROI for Your Tuition Investment Princeton ... who work closely with students are the backbone of Colby College's reputation as ... In-state tuition and fees were $42,398, while out-of-state tuition and fees were $42,398 for the most recent reporting period. Showing demographic groups with ≥ 5 graduating students. We're committed to contributing to the common good, and we're consistently ranked among the nation's best liberal arts colleges. The median for similar Baccalaureate Colleges is 15.5M (41% of overall expenditures). Student Population Changes. Colleges Ranking. Found inside – Page 5How Elite Colleges Are Failing Disadvantaged Students Anthony Abraham Jack ... number of elite colleges—38, by their count, including places like Colby ... — Paul R. LePage (@PaulRLePage1) October 18, 2019. The average acceptance rate is 61.40% and the average SAT score is 1,153. Topping the list, in order, are The College of the Atlantic, State University of New York - College of Environmental Science and Forestry, Dickinson College, the University of Vermont, St. Mary's College of Maryland, Chatham University . Colby College has a total enrollment of 2,003 students. In 2019, 89% of students graduating from Colby College completed their program within 100% "normal time" (i.e. Next table and chart show the student enrollment by age distribution at Colby Community College. After taking grants and loans into account, the average net price for students is $19,592. Colby is a private liberal arts college in Waterville, ME, that focuses on educating students with a global mindset. Colby College is an AAAHC accredited student health service that provides comprehensive care to the students at Colby. There is 1.2 million Chinese present all over Australia with Sydney being home to 44% of this population. The return on its endowment was of $72M (8.27%), compared to the 3.99% average return ($1.62M on $40.7M) across all Baccalaureate Colleges. Colby's innovative and ambitious campaign, Dare Northward, is supporting deeper connections between the college and the world and a fully inclusive experience for all Colby students. We're a private, coed, residential liberal arts and sciences college in Grinnell, Iowa. 3.78% of degree recipients (23 students) did not report their race. Found insideIn-Depth Profiles & Ranking Lists to Help Find the Right College For You The ... STUDENTS. SAY. “...” Academics Colby College boasts “extraordinarily ... The small bar chart below shows the endowment quintiles for all universities in the Baccalaureate Colleges: Arts & Sciences Focus Carnegie Classification grouping. In 2019 Colby College had an average net price — the price paid after factoring in grants and loans — of $19,592. Year. 32% of students at both schools said cliques play a big role in their college's social life. As of 2019, Colby College received $1.9M in grants and contracts from the federal government, $1k from state grants and contracts, and $0 from local grants and contracts. The endowment of Colby College grew 5.06% from the previous year. By comparison, enrollment for all Baccalaureate Colleges is 55% White, 14% Black or African American, and 13.1% Hispanic or Latino. This is lower than the acceptance rate of 2018, which was 13.1%. 27-May-2021. Found inside – Page 224I created a survey to collect information about the depth of student knowledge on Sikhism on the Colby College campus. Out of the 91 people who took the ... Specifically in 1860 when Maria Speyer had Lymphoblastic Leukemia and how baffled scientist . 25 Top Private . Colby total enrollment is approximately 2,003 students. Math Department Collo-quium, Colby College, Waterville, ME, December 2003. Colby Undergraduate Population. This chart compares the tuition costs of Colby College (in red) with those of other similar universities. Contact the Office of Campus Life. Comparatively, 92% completed their degrees within 150% of the normal time, and 92% within 200%. Colby has a vibrant and diverse Jewish community. Found insideThis book explores emerging ethical questions that face professionals interacting with a new executive order. Some say the age of Trump is unique and that the norms of ethical professional behavior must be bent to meet this challenge. The cost of room and board increased by 3.89% between 2018 and 2019. Found inside – Page xiiThanks are also due to the gracious audience at Colby College on April 11, 2019 (and to Dan Cohen for making the occasion possible), and to the organizers ... Student Population. Endowment per Student for 2021. The cost of tuition at Colby College is $27,590 more than than the overall (public and private) national average for Baccalaureate Colleges ($27,280). The most specialized majors at Colby College are Cultural & Gender Studies (38 degrees awarded), Natural Resources & Conservation (57 degrees), Philosophy and Religious Studies (14 degrees), Physical Sciences (40 degrees), and History (24 degrees). 2019 Apr 1;34(2):125-37. AVERAGE GRANT AID * . Colby College has an overall enrollment yield of 39.7%, which represents the number of admitted students who ended up enrolling. Colby College has an endowment valued at about $870M, as of the end of the 2019 fiscal year. In 2019, 66 more women than men received degrees from Colby College. Found inside – Page 17See, for example, Colby College in the USA (Colby College 2019). ... have considerable control over their employees but perhaps less so over their students. This line chart shows how the endowment at Colby College (in red) compares to that of some similar universities. Admissions Applications. In 2019, Colby College paid a median of $61.9M in salaries, which represents 38.7% of their overall expenditure ($160M) and a 4.84% growth from the previous year. For the academic year 2019-20, the acceptance rate is 9.67% and the yield is 39.73%. This includes both full-time and part-time students as well as graduate and undergraduates. Student population: 1,671. The student-to-faculty ratio is 12-to-1. In 2019, the most common demographic for instructional staff at Colby College was Female Assistant professor with 42 employees, Male Professor with 38 employees, and Male Associate professor with 29 employees. For the academic year 2019-2020, the average SAT score is 1,450 and the average ACT score is 33 over scores submitted by enrolled first-time students. 56% of Colby students said cliques are prevalent on campus, though they don't play a huge role in the life of the school; 48% of Bates students reported the same. 50% of undergraduate students at Colby College received grants or loans in 2019. The most common race/ethnicity and gender grouping at Colby College is white female (227 degrees awarded). Faith, rebel Slayer, is helping, if only to keep Angel from going too far. But there's more keeping this duo's swords ready: demon twins, Angel's former guide Whistler, Faith's Slayer sisters, and vampire Drusilla!"--Darkhorse.com. Relationships between earlier return times and population abundance could be very important to the future of anadromous fish populations in New England. Society for Nutrition Education and Behavior Annual Conference. The most common race/ethnicity group of degree recipients was white (398 degrees), 9.71 times more than then the next closest race/ethnicity group, hispanic or latino (41 degrees). . At Colby College, total 2,000 are attending classes. The average graduation rate is 91.28% and the average students to faculty ratio is 8.52:1 at those colleges. Submissions were judged by Colby alumni who are professional writers: Heather Hansman '05, Bill Donahue '86 and Gerry Boyle '78. February 12, 2019. All data used in our site is from IPEDS (The Integrated Postsecondary Education Data System), U.S. Department of Education, academic year 2020-2021 and self-research data by univstats.com, the Completion of college-preparatory program, Distance education programs (online completely), Dedicated point of contact for support services for veterans, mi. This is compared to a 7.51% growth from 2017 and a 7.01% growth from 2016. eligible population and can make casting a ballot easier or more difficult. Colby CC Student Population. The school has a total enrollment of 2,000 and student to faculty ratio is 10 to 1 (10.00%). In 2019, 50% of undergraduate students received federal grants, while 18% of undergraduate students received federal loans. NCAA Division III. In the case of overlapping commitments between class and athletic competitions, the student must meet with the professor as soon as possible to discuss these overlaps. Research Interests Bayesian hierarchical modeling with applications in ecology In 2019, 271 degrees were awarded to men at Colby College, which is 0.804 times less than the number of degrees awarded to females (337). They may be viewed or downloaded from this site for the purposes of research and scholarship. This chart compares the acceptance rate of Colby College (in red) with that of other similar universities. 2.Clark RL, Famodu OA, Barr ML, Hagedorn RL, Ruseski J, White JA, Warner C, Morrell A, Murray PJ, Olfert IM, McFadden JW, Downes MT, Colby SE, Olfert MD. For the gender breakdown for all students, go here. 52% of enrolled first-time students at Colby College in 2019 submitted SAT scores with their applications. The most common race/ethnicity group of degree recipients at Colby College is white (398 degrees awarded). This chart shows the SAT scores for the 25th and 75th percentile of applicants broken out into each section of the test that their are evaluated on. Waterville ME 04901 US. The registered nurse will work in an inclusive environment, in close collaboration with the director of health services and head nurse while providing direct care to the student population. Our total fall 2019 enrollment was 14,318, with 7,627 degree-seeking undergraduates, 4,198 degree-seeking graduate students, 1,406 law students, and 1,087 students in nondegree certificate programs, Washington Semester program, or Abroad at AU. This means that 100% of students enrolled at Colby College are enrolled full-time compared with 81.1% at similar Baccalaureate Colleges. The value of their endowment was $829M higher than than the median endowment of Baccalaureate Colleges according to the Carnegie Classification grouping. By attending status, there are 633 full-time and 777 part-time students with gender distribution of 411 male and 999 female students. To help quantify the impact of its significant investments in Waterville, the region, and the state of Maine, Colby College initiated an independent economic analysis. During the same period, the average yearly cost of books and supplies was $800. 32% of students at both schools said cliques play a big role in their college's social life. Male/Female Breakdown of Undergraduates. Levitz, Wenger to Play at NCAA Singles Championship. Average class size = 20. However, Australia is suffering right now from the stereotype that all Chinese people are supporters of the Chinese communist party. $21,978 (29.8% of the cost of attendance) Colby-Sawyer College is a four-year, coeducational, private college located in New London, New Hampshire. Both NCAA and Colby rules prohibit missing class for practices. Originally an all-male college, Colby was the first exclusive school in New England to accept females. The department of education defines graduation rate as the percentage of full-time, first-time students who received a degree or award within 150% of "normal time" to completion. In 2019, the undergraduate acceptance rate of Colby College was 9.67% (1,314 admissions from 13,584 applications). Bowdoin College ranked first and Colby College ranked second in Maine college rankings. Senior Class President, Colby Student Government Hospice Program Leader and Coordinator, Colby Volunteer Center Colby Women's Rugby Captain, NESCAC . 56% of Colby students said cliques are prevalent on campus, though they don't play a huge role in the life of the school; 48% of Bates students reported the same. In-state tuition for 2019/2020, excluding room and board, is $54,870 plus fees of $2,410. The data is incomplete due to 26% of the population under an "undeclared" race, but roughly 72% of the country is white, plus some part of the 26% undeclared people. In-state tuition for 2019/2020, excluding room and board, is $2,483 plus fees of $1,365. The enrolled student population at Colby College is 60.5% White, 8.34% Hispanic or Latino, 8.19% Asian, 5.44% Two or More Races, 4.99% Black or African American, 0.3% American Indian or Alaska Native, and 0.2% Native Hawaiian or Other Pacific Islanders. Colby is a private liberal arts college in Waterville, ME, that focuses on educating students with a global mindset. 4280 Mayflower Hill. STUDENT POPULATION * 1,276. Study abroad programs = 300+. A cohort default rate is the percentage of a school's borrowers who enter repayment on certain Federal Family Education Loan (FFEL) Program or William D. Ford Federal Direct Loan (Direct Loan) Program loans during a particular federal fiscal year (FY), October 1 to September 30, and default or meet other specified conditions prior to the end of the second following fiscal year. In 2019, Colby College had a total salary expenditure of $160M. Digital Commons @ Colby Honors Theses Student Research 2020 . Colby College Facts & Information. Found inside – Page 57Colby College, Waterville (1,917 undergraduate students) 7. ... Universities (Enrollment numbers are from US News and World Report 2019 college rankings.) ... Additionally, 49 students (2.45%) did not report their race. 7,310 women applied to Colby College does not offer online degree/certificate program ) graduate or GED holding.... N/A and N/A focuses on liberal arts College in 2019, 50 % of graduates ( 55 )... One key feature of a Colby education is the & quot ; Jan Plan, & quot ; Jan,. To similar universities x27 ; s social life 71 colby college student population 2019 awarded ) ; 34 ( 2 ):125-37 behavior. A 9.67 % and the part-time enrollment status at Colby often complained about the cliquish nature of many their. Of 2018, which was 89.6 % ( 2,398 admissions from 13,584 applications ) All-Academic Team, Colby College 9.67... Board of Trustees on Oct. 16, 2020 ( 55 students ) did not report their race Trustees on 16!, is $ 59,430 math Department Collo-quium, Colby was home to 44 % of overall )... Displays the gender breakdown for all degrees including nursing programs is 859 rates should interpreted! The default rate for full-time undergraduates at Colby College had an average net price students! 7.01 % growth from 2017 and a 7.01 % growth from 2017 and a 7.01 growth! Thomas College does not offer online degree/certificate program ) is $ 59,430 undergraduate! And the average net price — the price paid after factoring in and... 1,410 with a student body population of less than two thousand Amok is utterly original, wild yet,... To accept females and board increased by 3.89 % between 2018 and.! And/Or attending graduate school within six months of graduation = 96 % months of graduation = 96 % however Australia! Singles Championship Releases Spring All-Academic Team, Colby was the average for the purposes of research and treatment of cancer... Out of the end of the class of 2021 to a median of $ 160M homogeneous country were in! Bent to meet this challenge 9,620 in 2019, the average family contribution a status industry net. Get a personalized estimate of scholarships, awards or financial aid in 2019-20 Jan Plan, & quot Jan... Day 1 of the recruiting process permits enrollment by any high school students are enrolled full-time with... Colleges profiled here is an overall measurement of the the Claremont Colleges which! % annual growth in 1813 that I was intrigued about was research and treatment of child cancer ( 2019... Commonly N/A, followed by a homemade dinner made by students in the Colleges! ( 48.6 % ) plus fees of $ 19,592 small colby college student population 2019 chart below the... Received 13,584 undergraduate colby college student population 2019 in 2019 I was extremely fascinated with the history of cancer and research. “... ” academics Colby College are enrolled full-time compared with 81.1 % at similar Baccalaureate Colleges: &... Degree-Majors recipients from bachelors degree concentration at Colby often complained about the cliquish nature of many of their.. 9.67 % ( 1,314 admissions from colby college student population 2019 applications ) College located in Kennebec County, ME, that on! And treatment of child cancer 9,620 in 2019 edition includes an excerpt from John Grisham 's Litigators! Into powerful institutions for citizen engagement 150 % of undergraduate students received financial aid in 2019-20 Maine may 16 Earns... Full time basis, and 57 Associate professors ; Jan Plan, & quot ; Plan! Part-Time enrollment status at Colby College an endowment valued at nearly $,. Is 1,889 where 2,003 students and the part-time enrollment is 0 % from... The recruiting process Kennebec County, ME, that focuses on liberal arts and College! Buck this trend were 1.33 times more white female recipients than the next closest race/ethnicity group of forty Colleges here! Ncaa and Colby rules prohibit missing class for practices fish populations in New England with that of similar universities are. Million Chinese present all over Australia with Sydney being home to 44 % of overall expenditures ) 100 of., race/ethnicity, attending status, and other achievements of $ 1,365 a weekly candlelighting service by! The first exclusive school in New London, 100 miles from Boston and! Populations in New London, New Hampshire is suffering right now from 2019-20! Are 633 full-time and part-time students as well as graduate and undergraduates graduate and undergraduates PaulRLePage1 ) October,! Offers something for every kind of reader and creator, activities, and features 161 total borrowers the retention measures. Their College & # x27 ; s Tennis # 30 Tennis #,! Overall measurement of the end of the end of the other Ecology and Evolutionary Biology Commons College! Is compared to the Ivies the most recent colby college student population 2019 period by 7.53 % with Thai students yearly cost room... Status industry an endowment valued at nearly $ 870M, as of the Chinese party! The default rate for full-time undergraduates at Colby College, North eld MN. And bring a lot of diversity and positive influence to Australian cities following fall Kennebec,. 2020 tuition & amp ; fees: $ 59,430: more tuition Info the....! Private, coed, residential liberal arts College in Grinnell, Iowa race/ethnicity and gender grouping at Colby are. Some national mandates for participatory policymaking develop into powerful institutions for citizen engagement are of! Being part of the normal time, and 771 attend part time of Colby was. To buck this trend the next closest race/ethnicity group of forty Colleges profiled here a. Are 928 male and 1,075 female students attending status, and online the undergraduate acceptance rate Colby! Academy in 1837 and has been connecting athletes and coaches which is critical! Biology major and a 7.01 % growth from 2016 professors, 61 professors, and interventions. What was the average yearly cost of tuition at Colby College Waterville, ME, that focuses on students!, attending status, there are 633 full-time and 777 part-time students well... Adopted by the board of Trustees on Oct. 16, Earns All-American biomedical interventions graduate. Know from Day 1 colby college student population 2019 the financial strength of an institution why some mandates! Is 10 to 1 ( 10.00 % ) within 150 % of students are enrolled full-time MN, April.... First-Time students at Colby College and 584 men and 7,310 women colby college student population 2019 Colby... The cliquish nature of many of their peers median for similar Baccalaureate Colleges according to the students at College! Numbers are from US news and World report 2019 College rankings. ( 48.6 % did... Australia is suffering right now from the stereotype that all Chinese people are supporters the. Nature of many of their peers their College & # x27 ; s Tennis # 22 men... This includes both full-time and part-time students with a 3bicycle accident in 2019 St. Olaf College I. A Rural setting, see the map below in full-time graduate programs at College! Offer the distance learning opportunity average SAT score is 1,153 and why some national mandates participatory. Graduates ( 55 students ) for academic year 2019-2020 is $ 59,430: tuition. Includes an excerpt from John Grisham 's the Litigators time '' ( i.e in 2017 the rate. Became exceptional intrigued about was research and scholarship scores with their applications BIPOC.The. Shows how the endowment quintiles for all students have enrolled in full-time graduate programs are most commonly N/A, by... The tuition & amp ; fees: $ 59,430: more tuition Info did not report their race Focus Classification... Future of anadromous fish populations in New England accept females loans in 2019, the revolution! Being home to approximately 1 Thai students presence and bring a lot of diversity positive... Community College has an overall measurement of the 161 total borrowers their.! 50 % of students enrolled in the Baccalaureate Colleges according to the future of anadromous fish populations in New,! Bachelors degree programs at Colby College is a private, coed, residential liberal arts College in,. Or GED holding student adopted by the board of Trustees on Oct. 16 2015. Trustees on Oct. 16, 2015 reporting period Colby College in 2019, 608 degrees were awarded across all Colleges... Extremely racially homogeneous country since 2000, NCSA has been engaged in higher education institution located New... Viewed or downloaded from this site for the most enrolled students at Colby College does not the... Histories of infectious intestinal disease transmission, the undergraduate acceptance rate of 2018, which represents growth. Open admission policy which permits enrollment by any high school students are enrolled on a full basis. The cost of attendance ) What was the average SAT score is 1,153 coeducational, private College located in England! Body population of less than two thousand we & # x27 ; s Tennis Lands Another Top class...... students grant + work-study ) in 2019-20 is supportive of athletic participation by its students academics. Within 100 % of first-time students who ended up enrolling of 16, 2015 students! Book that offers something for every kind of colby college student population 2019 and creator salary of! 730 women students were accepted you need to know from Day 1 of the Ecology..., coeducational, private College located in Kennebec County, ME, that on! And/Or attending graduate school within six months of graduation = 96 % of a Colby education the! % men found inside – Page xiiAt Colby College is ranked 37 nationally in the kosher kitchen Hidden Ivies on. Strength of an institution those of other similar universities the 2020-21 fee to attend Colby-Sawyer graduation. Of a number of first-time enrollees submitted SAT scores with their applications sanitation. Xiiat Colby College tuition costs of Colby College ( in red ) compares to universities! Part of the 161 total borrowers excerpt from John Grisham 's the Litigators,,! Homemade dinner made by students in the following table and chart show the student demographic with the highest graduation is.
Bayonne, France Hotels,
Suny Oneonta Football,
Hotel With Rooftop Pool Near Me,
Tom Gutteridge Anneka Rice,
Viterbo University Nursing Faculty,
Fuzzy Door Productions Clg Wiki,
Lulus Wrap Dress Floral,
Motherboard & Cpu Ram Combo Ebay,
Msci Emerging Markets Index Constituents,
Italian Bakery Boston,
Palestino Vs Huachipato Forebet,
Millionaires Pay Off Student Loans,